A loan is a commitment and must be repaid. Check your repayment capacity before you commit.
Online loan application

Your loan application
made simple and structured.

Submit your loan application through a clear, readable and guided journey.

3 steps

to frame the project

1 reference

A clear reference to track your file

Online

From application to signature, without travel.

Online processReceipt confirmationNo file fee to submit

Your project

Guided journey
Visual card for a loan application journey

Your project

A clear presentation of your loan application

Define your loan project and view your estimate.

Online process
Receipt confirmation
No file fee to submit

3 steps

to estimate, compare and apply

1 reference

for file tracking

Online process

from estimate to submission

No file fee

to submit a request

Readable options

The right financing for every project

Discover the main options available, then explore detailed sections for each need below.

Personal loan

Flexible financing for your personal projects, with a clear monthly payment estimate.

from2.19% TAEG
Apply now

Home improvement loan

Finance your renovation and improvement works within a clear framework.

from2.35% TAEG
Apply now

Car / motorcycle loan

Finance a new or used vehicle with a simple repayment overview.

from2% TAEG
Apply now

Green loan

A loan dedicated to your ecological projects: energy transition, sustainable renovations.

from1.99% TAEG
Apply now

Mortgage loan

Prepare a home project with a clear projection of total cost and installments.

from1.99% TAEG
Apply now

Investment loan

Structure a larger investment project with a readable budget and schedule.

from2% TAEG
Apply now

Loan consolidation

Consolidate all your loans into one to simplify your monthly management.

from2.45% TAEG
Apply now

Detailed guides

Dedicated sections for each loan type

Each block explains what the loan is for, which projects it can cover and what to check before applying.

Les montants et durées sont donnés à titre indicatif. Les conditions finales dépendent de votre dossier et du produit choisi.

Life project funded by a personal loan

It is the simplest option when you do not want to attach the financing to a specific invoice. Wedding, trip, equipment, family event or temporary cash need: the funds can be used freely according to your plans.

That flexibility makes it easier to combine several needs into one loan and choose a term that stays comfortable for your budget. You know what to expect from start to finish, which helps you protect your remaining income.

Key markers

Flexible use
Fixed instalments
Readable frame

Project examples

  • Wedding
  • Trip
  • Equipment
  • Unexpected expense

The 3-step journey

How does it work?

Loan application journey in 3 steps
1

Estimate

Choose the amount and term to get an initial indicative monthly payment.

2

Compare

Review clear scenarios before choosing the best fit.

3

Apply

Submit your application online and receive a tracking reference.

Trust markers

What you can verify before applying

Clear identity

The service name, contact email and legal pages remain visible from the main navigation.

Readable framework

Amounts, terms and estimates are shown as guidance, not as a promise of approval.

Email follow-up

Each request receives a confirmation and a tracking reference.

Limited data

We only ask for the information needed to process the file.

Verified reviews

What our customers say

Recent feedback on speed, clarity and guidance throughout the journey.

Verified review
Verified review
It gives me a real boost for my projects. Thank you for listening and for how quickly we exchange messages.

Miriam

On November 17, 2025

Concrete feedback on speed, listening and how clear the journey feels.

Verified review
I turn to instantsfund when something unexpected comes up. Everything feels secure and practical, and it helps me manage my budget better... It lets me stay calm and avoid dipping into my emergency savings all the time.

Marina

On October 2, 2025

Concrete feedback on speed, listening and how clear the journey feels.

Verified review
Easy sign-up, very quick response, and really useful for everyday emergencies!

Baye

On October 31, 2025

Concrete feedback on speed, listening and how clear the journey feels.

Verified review
I was very satisfied, as it helped me pay a car bill. Thank you very much for trusting me.

Adree

On December 17, 2025

Concrete feedback on speed, listening and how clear the journey feels.

Verified review
I needed money for my daughter’s wedding, and thanks to instantsfund I got it quickly. Thank you.

Wilfried

On October 11, 2025

Concrete feedback on speed, listening and how clear the journey feels.

Verified review
It is a human and responsive company, attentive to people.

Romain

On November 23, 2025

Concrete feedback on speed, listening and how clear the journey feels.

Verified review
I am completely satisfied. instantsfund gives us the chance to breathe a little, and that is priceless. :) Flexibility, possibility, everything is there to help people.

Cédric

On October 12, 2025

Concrete feedback on speed, listening and how clear the journey feels.

Verified review
A very nice discovery. Fast: once the questionnaire was filled in and the documents sent, you immediately knew the amount instantsfund could make available to you.

Mary

On November 6, 2025

Concrete feedback on speed, listening and how clear the journey feels.

Ready to take the next step?

Start with a simple benchmark, then submit your application if the setup works for you.