01
Prepare the purchase
You spread the financial effort over time instead of using all your savings at once.
Mortgage loanBuy a home
Buy a home
with a clear framework.
Finance a primary residence, second home or rental investment with a fixed 1.99% rate, a long term and email follow-up. The goal is to give you clear benchmarks so you can move ahead with confidence.
Fixed rate · 1.99%Indicative amount · €50,000 to €2,000,000Possible term · 60 to 300 monthsEmail follow-up
A loan is a commitment and must be repaid. Check your repayment capacity before you commit.
Illustrative example
Estimated monthly payment
1 011 €
For a 200,000 € example over 240 months at 1.99%.
Your mortgage loan with instantsfund
A concrete example makes it easier to anticipate the monthly payment and see the overall cost before you submit your request.
- Project
- Mortgage loan
- Amount
- €50,000 to €2,000,000
- Term
- 60 to 300 months
- Fixed rate
- 1.99%
- Example
- 200 000 € / 240 months
02
Include extra costs
Down payment, insurance, guarantees and project-related fees remain visible from the start.
03
Move ahead with simple follow-up
You continue the request online with email follow-up, without losing track of the file.
Useful markers
Why this financing can help
A mortgage loan is useful when the project calls for time, visibility and a clear reading of the budget.
Property purchase
A framework designed for a long-term project
A mortgage loan differs from short-term financing: you think in terms of several years, with close attention to the down payment, monthly payment and total cost.
When you buy a property, the right question is not only the amount available, but also the monthly pace you can sustain over time. The project must stay aligned with your income, recurring charges and remaining income.
Borrower insurance and extra fees also count in the overall budget. Keeping them visible from the beginning helps you prepare a more readable file and keeps the full operation easy to understand.
Points to keep in mind
- A down payment can strengthen the clarity of the financing setup.
- The term directly affects the monthly payment and the total cost.
- Borrower insurance is part of the budget to anticipate.
- Extra fees should remain visible from the project preparation stage.
Frequently asked questions
Useful answers before you get started
What is a mortgage loan?
It is financing designed to buy a property, repaid over a long term with monthly instalments suited to the project.
Do I always need a down payment?
Not always strictly, but a down payment often helps complete the funding plan and absorb extra costs.
Which costs should I plan for?
Depending on the project, you should include insurance, guarantees, notary fees and any file setup costs.
How do I know if the monthly payment is right?
The monthly payment should stay compatible with your income, remaining income and other household charges.
Important reminder
Ready to frame your property project?
Once the framework works for you, you can move to the form and continue with a request aligned with your purchase.