A loan is a commitment and must be repaid. Check your repayment capacity before you commit.

Data protection

Personal data

This page explains which personal data may be collected through the site, for what purposes it is used, on which grounds it relies, to whom it may be disclosed and how long it is kept. The site does not rely on a standalone customer prospecting database: forms are primarily used to send applications and messages to our team.

Data controller

  • The controller of the data collected through the site is instantsfund, reachable at contact@instantsfund.com and through the WhatsApp channel displayed on the site.
  • Applications and messages received through the forms are handled by our team in order to respond to the expressed need and provide the appropriate follow-up.
  • The site is not designed to build a large commercial database out of simple browsing visits.
  • Technical providers may assist with hosting, security or message delivery, always for service needs and under our instructions.

Data collected

  • The application form may collect the type of financing sought, the amount, the term, certain situational information and your identification and contact details.
  • Depending on the page, this may include your first name, last name, email address and, if you choose to provide it, your WhatsApp number.
  • The contact form collects your declared identity, your email address, your message subject and its content.
  • Limited technical data may also be processed to ensure security, proper site operation, language management and temporary session continuity.

Purposes and legal grounds

  • We use your data to answer your message, review your application, organize the necessary exchanges and send useful confirmations.
  • Depending on the situation, processing relies on pre-contractual steps taken at your request, on our legitimate interest in operating the service, or on your consent where required.
  • Data also helps secure the site, prevent abusive use, keep a useful record of exchanges and satisfy our administrative or legal obligations.
  • We do not use this information to make an automated credit decision or to perform advertising profiling.

Data recipients

  • Data is accessible to authorized people within our organization to process messages, follow applications and operate the service.
  • It may be disclosed to technical providers involved in hosting, messaging or application operations, only to the extent necessary for their mission.
  • Where necessary to effectively handle your application, certain information may be communicated to the relevant parties strictly within that processing framework.
  • We do not sell, rent or transfer your personal data to third parties for their own independent marketing purposes.

Retention periods

  • Contact and financing applications are kept for the time needed to process them, follow them up and document the exchanges carried out.
  • Certain data may be kept longer where required by law, by an administrative obligation or for the defense of our rights.
  • Strictly technical data linked to session continuity or language settings is kept according to its nature, as described on the cookies page.
  • When data is no longer needed, it is deleted, anonymized or kept in a limited form where this remains legally necessary.

Your rights

  • You can request access to your data, its correction, deletion, restriction of processing or, where applicable, its portability.
  • You may also object to certain processing or withdraw your consent where it is the legal basis for the relevant processing.
  • To exercise your rights, ask a question or report a difficulty, you can write to contact@instantsfund.com or use WhatsApp.
  • If, after contacting us, you believe your rights are not being respected, you may contact the competent supervisory authority, including the CNIL in France.

Security and processing principles

  • We seek to implement reasonable technical and organizational measures to protect data against unauthorized access, loss or alteration.
  • Access to information is limited to those who need it to process your request or operate the service.
  • We aim to collect only the data that is useful in light of the purposes set out on this page.
  • This policy may be updated to reflect changes in the service, technical tools or the applicable framework.

Write to us

If you have any questions about privacy, how your data is handled or how to exercise your rights, message us on WhatsApp or at contact@instantsfund.com.