01
Prepare the purchase
You spread the financial effort over time instead of tying up all your cash at once.
Car loanBuy a vehicle
Buy a vehicle
with a clear framework.
Finance a new or used car or motorcycle with a fixed 2% rate, a readable term and email follow-up. The journey stays focused on your budget so you can move ahead with confidence.
Fixed rate · 2%Indicative amount · €2,000 to €200,000Possible term · 12 to 84 monthsEmail follow-up
A loan is a commitment and must be repaid. Check your repayment capacity before you commit.
Illustrative example
Estimated monthly payment
325 €
For a 15,000 € example over 48 months at 2%.
Your car loan with instantsfund
A concrete example makes it easier to picture the financing rhythm before you submit your request.
- Project
- Car loan
- Amount
- €2,000 to €200,000
- Term
- 12 to 84 months
- Fixed rate
- 2%
- Example
- 15 000 € / 48 months
02
Include extra costs
Insurance, fuel and maintenance remain visible from the start.
03
Move ahead with simple follow-up
You continue the request online with email follow-up.
Useful markers
Why this financing can help
A car loan is useful when you want to preserve cash flow while keeping a clear read on the vehicle budget.
Car or motorcycle
A framework designed for a mobility project
A car loan differs from short-term financing: you think over several months, with close attention to the vehicle budget, the monthly payment and the total cost.
When the purchase is becoming concrete, a car loan helps you spread the price while keeping the vehicle’s real usage in view. That gives you a clear picture of the total cost and helps you decide before you commit.
If your project is still being shaped, the page gives you useful markers to see whether the vehicle you want still fits your budget. The goal is to let you move ahead with a readable framework, without unnecessary pressure.
Points to keep in mind
- The amount should stay aligned with the vehicle you want.
- The term directly affects the monthly payment and the total cost.
- Maintenance, insurance and fuel count in the overall budget.
01
Define your project
Enter the vehicle you want, the budget you have in mind and the term that feels comfortable.
02
Check your rhythm
The fixed rate gives you a steadier reference for reading the monthly payment and total cost.
03
Send your request
You move to the form, then receive follow-up by email as soon as the request is registered.
Frequently asked questions
Useful answers before you get started
What is a car loan?
It is financing designed to buy a vehicle by spreading the repayment over several months, with a clear framework from the start.
Can I finance a new or used vehicle?
Yes. A car loan fits both situations, with the budget and term adjusted to your project.
Do I need a down payment?
Not always, but a down payment can make the file more comfortable and help adjust the financing.
How do I know if the monthly payment suits me?
The right monthly payment is the one that still fits your regular expenses and remaining income.
Ready to frame your car project?
Once the framework works for you, you can move to the application form and continue with a request aligned with your vehicle purchase.
Important reminder
A loan is a commitment and must be repaid. Check your repayment capacity before you commit.
- The information on this page is editorial only and does not guarantee the final outcome of the file.
- The amount, term and final conditions depend on the review of your situation.
- Keep the total cost and the other vehicle-related expenses in mind.