A loan is a commitment and must be repaid. Check your repayment capacity before you commit.
Investment loan

Structure a project
up to €5,000,000.

Finance an acquisition, expansion or larger asset-backed operation with a fixed 2% rate, a readable term and email follow-up. The goal is to frame the budget, timeline and total cost before you submit the request.

Fixed rate · 2.00%Indicative amount · €50,000 to €5,000,000Possible term · 24 to 240 monthsEmail follow-up

A loan is a commitment and must be repaid. Check your repayment capacity before you commit.

Illustrative example

Estimated monthly payment

6 435 €

For a €1,000,000 example over 180 months at 2%.

Your investment loan with instantsfund

A concrete example makes it easier to anticipate the monthly payment and see the overall cost before you apply.

Project
Investment loan
Amount
€50,000 to €5,000,000
Term
24 to 240 months
Fixed rate
2.00%
Example
1 000 000 € / 180 months
01

Structure the envelope

You set a readable base to allocate the financing and keep the plan on track.

02

Keep visibility

The phases, extra costs and timeline remain readable from the start.

03

Move ahead with simple follow-up

You continue the request online with email follow-up.

Useful markers

Why this financing can help

An investment loan is useful when the operation needs time, a clear budget and a stable repayment picture.

Higher-budget project

A framework designed for a larger-scale operation

An investment loan differs from short-term financing: you think over several years, with close attention to phasing, guarantees and repayment rhythm.

When the project grows, the key question is the alignment between the operation’s path, the resources available and the cash flow rhythm. The file should remain readable for you and for processing.

Down payment, guarantees and related fees also count in the overall budget. Keeping them visible from the start helps you prepare a cleaner request and better understand the total cost of the project.

Points to keep in mind

  • The budget should include the envelope, fees and project phases.
  • The repayment rhythm must stay compatible with cash flow.
  • Guarantees and extra charges are part of the overall reading.
  • A readable framework makes the file easier to review.

Frequently asked questions

Useful answers before you get started

What is an investment loan?

It is financing designed to support a larger operation, with a clear reading of the budget, timeline and repayment.

Can it go up to €5,000,000?

Yes, within the limits shown on the page and subject to file review, the envelope can go up to €5,000,000.

Do I need equity?

Not always strictly, but equity or down payment often helps clarify the setup.

What should I prepare?

A forecast budget, identity documents, useful financial documents and, depending on the project, evidence linked to the operation help build a readable file.

Important reminder

Ready to frame your investment project?

Once the framework works for you, you can move to the form and continue with a request matched to your operation.